Laid off before refinance

Laid off before refinance

I finished my rehab and have cash flow tenant in place since November, when I tried to refinance out of my hard money loan. Everyone that I have approached about refinancing tells me to wait 6 months for seasoning, meanwhile I have been laid off and unemployment only pays some of my bills. I am not in trouble because I saw it coming and arranged my finances to suit. However no one will touch my deal because I do not have a J..O...B. Does anyone have any suggestions.

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