oregonduckjohn's blog

What Influences Your Credit Score?

Your credit report is similar to a financial report card. It serves as a way for banks, insurance and lending companies to determine if you’re likely to miss payments or default on a loan. It’s also common for landlords, employers, and government agencies to check your credit before confirming a transaction. By understanding where the numbers on your credit report are coming from and how they impact your overall score, you can make better financial decisions to improve your credit worthiness.

While there are many variables that go into calculating your credit score, here are the five most important components:

Payment History: 35%

Hey DG Community,

Wanted to share my experience! Using Matt Larson's 25x1 strategy I have been making several offers in San Joaquin Valley here in Stockton, CA.

I have successfully negotiated a 30% FMV discount on a property that does not need a ton of work!

The house is 1037 N Airport Way in Stockton CA

The house is currently offered at $63k so if you have any interest please let me know!

John Robinson
(P) (209) 227-0947
Executive Manager
505 Montgomery St 11th Floor
San Francisco, CA 94111
premierpropsllc@****