Any thoughts on 60 minutes show dealing with Banks

According to the Collins English Dictionary 10th Edition, fraud can be defined as: "deceit, trickery, sharp practice, or breach of confidence, perpetrated for profit or to gain some unfair or dishonest advantage". At first glance, this might seem like fraud, and in a sense it is except for the profit part. The homeowner borrowed the money. The lender is owed the money, they are trying to speed things up...not that that gives them the right to do what they have been doing. The common practice is to file an affidavit of lost note, but with the volume of foreclosures, this would add a lengthy time period to the process. Is what the banks are doing any worse than a home owner who has been paying on a mortgage for a period of time and getting tax deductions to now say "prove I owe you the money" when they themselves have a copy of the note and mortgage/deed of trust? It's a stall tactic conjured up by attorneys who will be the only ones to profit in the end as the process which needs to be dealt with gets dragged out and doesn't help the housing recovery in the end. Just my opinion and I may be wrong.