Looking for a Recovering Housing Market? Check These Non-Judicial Foreclosure States

Looking for a Recovering Housing Market? Check These Non-Judicial Foreclosure States

The nation’s housing market as a whole is recovering, but not all markets are following the same pace. In fact, some markets are recovering faster than others – and the common denominator seems to be states that have non-judicial foreclosure processes.

A look at recent data suggests that non-judicial foreclosure states are recovering faster than judicial foreclosure states. The cause is simple: more distressed properties are put back into the market in a non-judicial process than in a longer process that has to wind through backlogged court systems and take months, if not years, to resolve.

California is a prime example. California is a state that gives lenders an option to skip the courts when it comes to initiating foreclosure proceedings against a delinquent owner. California was also one of the states hit hardest by the real estate market crash.

Now, some of the best performing markets in the country are in California – places like Los Angeles and San Diego.

By contrast, some of the worst performing markets in the nation are in judicial foreclosure states like Florida, which boasts two markets – Tampa and Fort Myers – with the lowest rate of recovery.

How Non-Judicial Foreclosure Fuels Recovery

Non-judicial foreclosure contributes to faster real estate recovery because...

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