My husband Joe and myself have found so many homes that are abandoned, forclosed and for sale by owner. We have most of our team in place as of this month, June. We have looked at so many homes with our realtor, and we are putting in a few offers today. I am still a bit fearful, not Joe, he said we just have to do it. He has a great outlook on everything. I guess today will tell the true story. I remember at our class we took, Jim Anderson said, if your offer is not low enough to enbarace you than you need to go a bit lower.