CREDIT DISPUTES - Online

TO DIRECTLY DISPUTE ITEMS ON YOUR CREDIT REPORT

STEP 1: Contact the creditor associated with the account

*
You should begin the dispute process by contacting the creditor responsible for the inaccuracy
*
You can find the contact information for each of your creditors the end of your credit report.
*
Your financial institutions will be able to correct most minor errors over the phone and will prevent them from being reported inaccurately in the future.

STEP 2: Contact each of the credit reporting agencies

While the TrueCredit Customer Service team can discuss your concerns with you, we are not a credit bureau and cannot correct the inaccuracy for you. Use the following links and information to help with your dispute:

Disputing Inaccuracies with TRANSUNION -
http://www.transunion.com/corporate/personal/creditDisputes.page?popup=t...

*
You can quickly and easily dispute online with TransUnion.

*
You also can file a dispute via mail. We recommend using a certified letter and keeping
copies of any receipts and supporting documentation. Click here for a sample letter.

TransUnion
2 Baldwin Place
P.O. Box 2000
Chester, PA 19022

Disputing Inaccuracies with EXPERIAN -
https://www.ai.equifax.com/CreditInvestigation/jsp/default.jsp?popup=tru...

*
You can dispute online with Experian.

Disputing Inaccuracies with EQUIFAX - https://www.ai.equifax.com/CreditInvestigation/jsp/default.jsp?popup=tru...

*
You can dispute certain items online with Equifax if you have an active Equifax credit
report file number.

*
You can also file a dispute with Equifax via mail.

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241

Please Note
The act of disputing doesn't guarantee that the changes will be made on your credit report - it just ensures that your dispute will be investigated. If changes are made you will be contacted by the credit reporting agencies - usually within 30 days.