Hard Money Question

Here is a question I received through private message:

Hi. I'd like to know how to figure out the numbers before presenting an offer to a potential Hard Money Lender. I know thier looking to make money on the deal as well, but how do I figure out what to lock -up under contract, that would get accepted by a HML?

Here is my response:

Hard money lenders each have their own requirements. It is difficult to know exactly what numbers will work for a particular hard money lender unless you ask them. Keep in mind as well that hard money lenders are often private individuals and companies. Being the case you can negotiate with them as well. Sometimes, you can convince them to give your more money then they usually give.