OfflineMany of the members either have or have experienced bad credit. My husband recently shortsold a property in his name and in spite of a credit score in 700's he will not qualify for a mortgage for 24 mths. A mortgage broker (who cannot be reached)mentioned to us that there is formula for getting the S.S. expunged from your credit. It has something to do with the lien holders response to a carefully worded letter. Does anyone have any experience with this strategy?
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our short sale ended up in a foreclosure, so we have to wait at least 3 years before my husband can qualify. I have read from a few credit repair people that you can even have a foreclosure removed from your credit.