OfflineI just wanted to put this post from yesterday out here for more visibilty. Here is the original. http://www.deangraziosi.com/user/8427#new
Home Foreclosure
I am currently in Foreclosure, I have my home through USDA-RHS. I got behind on my payments, I offered them more than enough to cover my past due payments but to no avail. They will not work with me at all. My debt to them is $45,000 dollars and my home will be paid off.
Does anyone have any advice or know anything that would help me. My credit is getting worse by the month and in the process of beginning Bankruptcy procedures.
Thank you
Albert Belt
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Hi Albert
Welcome to the site. I am sorry to hear of your current situation. First, let me ask, have you tried to refinance? Do you know what the value of your home is at this time, and is it your desire to stay there at all cost, or are you willing to sell if that can get you help quickly?
I'm going to copy your post and put it in the forum for more visibility if that's ok. I wish you well and hope that we can help you find a way to resolve this.
Rina
"Obstacles can slow you down, but they can only stop you with your permission." Dean Graziosi (BARM pg 101)
"For I know the plans I have for you," declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future." Jeremiah 29:11
For a little about me, welcome to the site, and a few tips for new DG family members, click on this link: http://www.deangraziosi.com/user/3249
I'm sure he would be grateful for any other input.
"Obstacles can slow you down, but they can only stop you with your permission." Dean Graziosi (BARM pg 101)
"For I know the plans I have for you," declares the Lord, "plans to prosper you and not to harm you, plans to give you hope and a future." Jeremiah 29:11
For a little about me, welcome to the site, and a few tips for new DG family members, click on this link: http://www.deangraziosi.com/user/3249
I'm so sorry to hear about your situation. I can't beleive the lender wouldn't accept the payment, although it doesn't surprise me these days. I will pray for you and also see if there's anyone or any resources I know of that can help you. Do you have an auction date? How much time do you have? That would help to know to see what options are available for you at this time. Also, your location would help.
God bless,
Psalms 118:23 "This is the LORD's doing; it is marvelous in our eyes."
You may want to contact a FHA authorized lender. Since Sept. they came out with the Homeowners Act of 2008 where they will work out refinancing the property for a lower payment to keep the homeowner in the home. You need to be at least 2 payments behind. It sounds like you are a true candidate. Please contact them.
If you would like the chance to work with me or one of my fellow real estate investor coaches and our advanced training programs, give us a call anytime to see if Dean's Real Estate Success Academy and our customized curriculum is a fit for you. Call us at 1-877-219-1474 ext. 125