No money or credit really works!!

Dont know how I missed this post - but its awesome! Thanks for sharing so much with us all, and your inspiring story on the road to success. Having been following you from the start, I can testify to the fact that you had more roadblocks and no's and obstacles than most can imagine - but you NEVER EVER gave up, and now you are reaping the rewards. They are well deserved and you are indeed a great inspiration to us all.
I do want to comment on titan009's post though. I have to argue with what you are saying. What Richie has done is a perfect example of someone who has nothing completing a deal without money or credit. Finding a money partner is an excellent way to do that, and if you work to put yourself out there, prove you know how to structure and find a great deal - you too can find someone to back you! So Richies hard work and perserverance most certainly falls into the category of doing a deal with none of your own money! So take his example and let that open yet another door for you.

Hey Laura, thanks. I posted this to encourage others who feel they are in a worse starting position than everyone else.
It can be done from scratch! Randy is even a better story than me.

work hard and make it happen.

Richie

I love to read forums and blogs just like this one !!

If you are willing to work at it , it will happen ..

Never give up on your dreams .

Randy S.
Elkton , MD

Hey Randy, you are exactly right, work for it and it will happen.
You just have to use the technics Dean shares and put in the effort.

Hey Richie,
I'm so glad you decided to share your story. I wouldn't have guessed any of that about your past since I only know you now and you seem very together when you offer advice. I am in a similar situation. I think talking about it makes us feel vulnerable but I also think that's just how NYers think in general. We don't like to let our softer side show to others we don't know. But I am learning in life in general that sometimes letting out our 'dark secrets' gives us strength and courage to overcome our obstacles. And it can show you as a person who CAN and WILL beat the odds. That's the kind of friend I want by my side. I think it shows character and credibility. I'm proud to be a fighter, and will be even prouder when I can stand in your shoes and look back at what once was me. I feel empowered knowing that many of us here are here with similar obstacles, and that many of you have already gone far beyond your goals. I'm so proud of everyone who has reached beyond society's labels.
EVERYONE HERE PLEASE REMEMBER: YOU ARE MORE THAN A CREDIT SCORE! YOU ARE MORE THAN YOUR PAY CHECK! YOU ARE WORTH WHAT YOU DEEM YOURSELF! YOU WILL DETERMINE YOUR SUCCESSES! LIFE IS FULL OF CHOICES, NOW GO OUT THERE AND BECOME WHO YOU WANT TO BE!

(Now who's going to hold me accountable for following my own advice?)
My Best To Every DG member.
-Allison

Thank you for your story. It is generous on your part to want share. Again thanks.

Thank you Allison for the kind words, I love your post and advice to everyone.
It definately is a choice we all have to make, either rise up and over come or lay down and accept it. I always worked my butt off where ever I worked, So for me the work ethic was not the problem. Give it 100% effort and you CAN do it.
I will be watching your steps good luck and keep pushing.
Richie

I posted it for people who are feeling like they have more of a disadvantage than everyone else and are using that to say they cant do it with out really giving it an honest go. You wont be successful if you want to be lazy and wait for someone to do it for you. Follow the steps dean gives and do the work and you will make it.

great story!!! you are living proof that it works. now you will be the one people come to when they need a real estate problem solved. you have definitely shown yourself to be one who perserveres and a great problem solver. thanks for the encouragement!!!

I love to hear people who r in the same position as me make it in the real estate , keeps me going,cant wait to tell me success story

deekay from iowa

I love to hear people who r in the same position as me make it in the real estate , keeps me going,cant wait to tell me success story

deekay from iowa

I really appreciate your openness about your story. I am sure it will inspire many to keep on working at it even though they run into many obstacles. It also helps me to know where you came from and the progress you are making. I noticed your new picture and I like it. By the way, what or where did B.C. come from?

Hey Tim, thanks.
BC is the two first letters of the first and second name of the town I live in.
good luck

Richie

Hey Deekay, sorry i missed your post. sometimes i dont get the notice that someone has commented on my posts.
Work hard at it and attend REI club meetings to make yourself a familiar face. The people running the meetings will help you out where they can if they know your a steady member. REI clubs are the best palce to get inside info on solid HM/PM lenders and other profesionals.
Good Luck!!
Richie

Linda, thanks for the nice comments, I just noticed i didnt reply to you. You are another person who is making it happen. keep up the hard work and continued success.
Richie

Hey Richie,
I wanted to stop by and say hello and ask a question. I've been on this site today a lot and my wheels are turning and I was just wondering if you've ever done assignment of contract in NY?