Zion Properties

All About Zion Properties

Zion Properties's picture
Tammy REOch
Southern CA-Los Angeles
About Me: 

DG SEND ME AWAY 2011 CONTEST WINNER! THANK YOU EVERYONE WHO VOTED! (Official thank you here: (http://www.deangraziosi.com/real-estate-forums/everything-else/108279/wh...) UPDATE 5/1/2014: I have to tell you that winning that event helped to change my life. It seems like my progress has been slow, but I have many other things along my journey to deal with. Don't ever compare yourself to others because we all have our own journey we are on. I have now lost track of the number of deals I've done, I just know its greater than 25. I'm to the point now that I only target high money making flips, buy and holds out of state with phenomenal cashflow, and am focusing on for sale by owner leads in CA instead of the rat race of foreclosures and short sales (still do them, but not as much). I've been speaking at a local REIC and really, really love to teach and pass on my knowledge to others. Its time for me to earn money for doing that, and that is also on my set of goals for this year. Now, here is my originally written bio in March 2010 when I first started this site:

I have been a stay at home mom now for 13 years. I also homeschool my 4 children, ages 15,13, 7 & 5.(updt ages 5/1/14). I actually put the older kids and my K in a very small school that is as close to homeschooling as one can get. But, for the first 2 years of my REI journey here, I was homeschooling with all the kids. Sticking out tongue

I started in RE involuntarily in 1997 when we upgraded our small 1st house to a larger home. The value of our little house had plummeted in value, and I refused to take a loss, so I rented it out. It was the best thing I ever did. That endeavor is how I started in RE. Over the years I have acquired 3 more rentals and sold one home FSBO.

I did it all the wrong way though, because here I am with these homes, flip flopped on 1 of them, break even with what I owe on one and one I bought well enough below market to still have equity. But my strategy was to refi and take money out of the equity of the homes to reinvest while they were at their prime, so that error has put me in this predicament. I am also in 3 scary interest only loans, and I need to do something so when they come fully amortized, we have enough money. Really, I want to earn enough to pay them all off by 2014. Laughing out loud Right now, I am taking small losses on 2 of my rentals (upd 11/11-now only ONE house has a loss, all others are profitable! Smiling ), and have negative cash flow and desperately need to do something. But rather than sell them short, I believe I can turn them around with Dean's program.
The reality of the economy struck as we acquired our vacation home. I can not get another loan or refi out of my existing loans (even to lower my interest rates. Sad ) due to having too many RE loans; my ratios are too high for banks to lend to me because they remove a tremendous chunk of our income despite good credit. Once again, my stubborn, refuse to give up attitude will not allow me to believe that I can no longer invest in real estate or that I am basically out of the acquisition phase of real estate. There HAS to be another way!

In comes Dean's program... I saw the infomercial, and here I am today. Laughing out loud I joined the success academy and invested in myself for a change (update: I received my full, 100% refund from the success academy after doing my 5 deals within a year. Sticking out tongue)), and have decided to hone in on private money, owner financing, subject tos, sandwich leases and utilize as many of the techniques I can. . My goal is to partner with other DGs across the country to get deals in all 50 states eventually! Laughing out loud This is what I've been waiting for! Watch me, because once I get going on the deals part, I'm going to soar, thanks to Dean, the success academy, and the great DG family here and private money. Eye-wink

***NEW*** I've completed 9 deals since joining the academy and have 2 in the works (August 2011). Most I ever did in a year prior to this was 4 in one year, and one was our primary residence! Jawdropping! Smiling I like to do creative, way out of the norm, think outside the box deals. Sticking out tongue **March 2012** 15 deals!

Please follow me on my rollercoaster ride of a journey here in my journal: http://www.deangraziosi.com/real-estate-forums/investing-journals/43252/...?

"Reality is nothing more than what YOUR perception is." Dean Graziosi

skiing, Gracie jiu jitsu, REI, camping, hiking, off roading, fitness, gymnastics, laughing, having fun, skydiving! :P

Topics I've Participated In

Owner financing proposal midwest_invest72 years 19 weeks ago
Why Do 96% Drop Out/Quit? reinvestor42622 years 20 weeks ago
Anyone Wholesaling in Los Angeles or Southern CA? mewdswing102 years 48 weeks ago
Ask Matt Larson A Question cbrpower4733 years 6 weeks ago
Louisa's Journal - The Sky is the Limit!!! louisajhc5083 years 9 weeks ago

Basic Info

Domestic Engineer, mom to 4, REI, Property manager
Have Child(ren)
Some Post Graduate



Amer Brdjanin's picture

Hi i need to find new buyers.Because my buyers are telling me not to work real estate agents.
can you tell me how can i find some good buyers?i am in Nashville TN.

getting started

hi tammy, i just seen your vedio on your deals tht's great,i also live in southern california as well. been attending investment clubs&networking and still trying to find a agent with no luck yet, so do you have any wisdom for a struggling d.g family member just dont know were to start.. thanks in advance..

Financing for Rehab Property

SHELBY219's picture


My name is Shelly and I was wondering if you can help me. I am new to Real Estate and I have a few deals that I am ready to make offers on, what I would like to know is where do I find the Money to do the Rehab work on my investment property. I know I can go to coastal-funding for lending for A & B transactions, But where do I go for funding of rehab property.

Any assistance would be greatly appreciated.


tejanita81's picture

I came across your "due diligence" post today, and I have to say, I am so inspired by you! Your post was specific, articulate, and helpful, so of course I had to see the website! The music made me giggle and the professional layout and informative details were very impressive. I am a single mother of three with a very similar story to yours about how I came into this business. Unlike you, I gave up... lost my 4 homes, my credit tanked and Im in a rental now. But the last few months I have been working to get back on track and I have a few things in the works. I read the forums every day for inspiration and to remind me not to give up. Im so thankful to people like you who help me to believe I will succeed this time around. Smiling

Hi Tammy

charmainediaz's picture

I have noticed that you are also in cali Just want to say Hi.

Short Sales

TonyakaKip's picture

Hi! My name is Tony and I have a TON of short sales in NOR CAL. Interested?

Tammy: DG Super Star

Thank you so very much for your real estate testimony and your courage to over come your real estate obstacles to press for prize(Your deals= generated cash flows). GodSpeed.

Terrific Tiger

sboyd77's picture

Hey Tammy,
I really enjoyed your winning video selection. Are you ready to venture into Las Vegas? Give me a shout out. LOL


sboyd77's picture

Hi Tammy,
Did some more digging and will be calling soon! Thanks for the tips.
J&S in AZ


sboyd77's picture

Hello Tammy,
I am enjoying reading your blogs. Congratulations on the cabin deal Smiling
Jim and I are interested in the bundle you mentioned in Little Rock.
We are in AR and want to view an opportunity.
Email us or Pm sboyd77 on dean's network

I'm bad at answering here

Zion Properties's picture

You know its bad when I have posts from JUNE 2012 that I haven't seen yet! Sorry everyone; it isn't intentional; better to email or text me Eye-wink

multiple units



Hello Tammy

Just stopping by to say "HI".

Good luck investing!


have a gr8 one in 2015... all the best