Good morning everyone! a copy and paste from my last journal post since sometimes journals get overlooked.

"Been forever since posted in there! Guess just comes a time when what started as an accountability tool....becomes NOT needed after awhile! LOL

Just an update and sharing a bit of excitement.....**UPDATED** Official Freedom Date: 12/16/2011!!! Walking away from the JOB! - o.k. running from it - bbhhahahaah!

a job = it comes a point when it's actually costing you money. lol Get out there and replace your job! Buy your life back! Break free from bondage! Live your life on your terms!

The FHA, Federal Housing Administration, has become a popular destination for borrowers in the last few years. With banks and lenders tightening lending, and raising credit score and down payment requirements, the FHA has become the best hope for those who want to buy a home and need a mortgage. However, the FHA is rife with foreclosure properties and is backing a great many loans that are underwater. The agency’s reserve fund has been depleted, and some analysts believe that there isn’t a lot of room left before a taxpayer bailout might be required.

From MSNBC.com, Home Prices Still Falling

These are year over year price declines:

Mobile, AL -17.7%
Phoenix, AZ -17.6%
Allentown, PA -17.5%
Salt Lake City, UT -15.3%
Gulfport, MS -12.7%
Miami, FL -12.7%
Rockford, IL -12.5%
Virginia Beach, VA -12.5%
Tucson, AZ -11.5%
Akron, OH -11.4%

In the third quarter, according to the National Assn. of Realtors, prices fell in 111 of 150 metro markets tracked.
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Las Vegas May Be Ready for a Comeback

Current data shows that 28.6% of homeowners with mortgages owe more than their homes could sell for. This is according to data released by Zillow.com. That’s up from 26.8% in the second quarter. Third quarter home values declined 0.2 percent from the previous quarter and are down 4.4% year over year.
The major factor influencing this increase in negative equity homes seems to be the increasing time involved in the foreclosure process. The robo-signing scandal in 2010 put a huge number of foreclosures on hold, and they’re just now beginning to get back to a normal level, though the time involved is still much longer than it was a couple of years ago.

Howdy DGers!! We are very excited to share this with ya'll as we have met our $1MM milestone today!!!

just SOLD a property that i bought at the auction.
bought $1000
expenses-taxes,water bill,misc,-approx $2000
SOLD-$300 DOWN-$500 PER MNTH ...
SALE PRICE $4500

this deal is not a big money maker but i did learn a ton of lessons at the auction and talking with investors and about donating to charities.also learned that even thiugh taxes did not have to be paid at the auction....they are due right after the auction by the end of the mnth or it will be re levied onto next yrs taxes.
i immediately advertised this sfh that needs alot of repairs for a low down mnthlt pymnt and got a buyer within a week...on facebook and craigslist .a person saw my ad on face book and told a friend who also saw it on craigslist.
do NOT OVER LOOK FACE BOOK AND CRAIGSLIST as an advertising tool !!!!