Tracy Lynn's Journal - As transparent as it gets.

Just wanted to tell you I miss your journal posts! Hope you are well...sounds like you may be getting started with a new job etc...so it along with other things may have kept you from writing here, but just wanted to pop in and say hello.

Hope you are well and look forward to continuing to see your posts and success!
Louisa

Congratulations on your new job - I knew they would want to hire you. Even when the manager gave you all the reasons he wouldn't he still did. Just goes to show you that you do have what it takes to succeed.

Lea
SPR Property Solutions, LLC

Ok, just wanted to let you know that I very much appreciate the difficulties you endure daily, yet come here with a positive attitude. That is encouraging to others who are struggling to get started, myself included. All I can say is...Keep at it with the positive attitude, along with the hard work, and you will get there. I hope to read your success story soon.

Congratulations in advance,

Tim

how is your venture with REI going
I too have been with the academy for a while and I am trying to do another deal The holidays seem to slow us all down abit but i just keep pluggin away

Hope you are doing well

Fred E

so it has been quite some time since my last active post. Im still broke as ever and im practically homeless. Justin (my once upon a time fiance) and I are no longer engaged... its been a bit of a rough patch for us. He was laid off his job and me only working as a server at a restaurant, i decided one early morning while watching deans beacon of hope commercial that I found a way for us to work together and make a fortune doing it... well, he ridiculed me sooo much along with everyone else... and wanted me to give it up. he eventually threatened to tear the pages out of the book and throw them out in the trash. one thing led to another... where we were living with my mom didnt work out and then I had no other place to live but a 20 foot fifth wheel trailer... its hard to get internet in one of those so i wasnt on the site for all that time. Justin and I still speak but he still doesnt have a job, I still work as a server, but i still have hope and faith in deans system and also all of you. congrats to everyone who has made deans teachings a reality and a life for you. I wish i could say the same for myself. I still hang tight to deans last book and i just bought his new one your town your profits and I plan to read that one just as much as i have this one. Its off to work for me now back at the good ol' olive garden. oh btw, those of you who might be wondering bout the steakhouse job.... that manager was a self loathing chauvinistic pig. so it didnt work out there. im still as broke as ever working at the OG. I now have $25.96 in my bank acct after buying deans new book just now...

I hope everyone else is doing better than i.

speaking of, could everyone please keep a friend of mine and her family in your prayers. A friend of mine from work just got news two days ago that her husband (who is in military overseas) his plane has gone missing. Not good news. She has taken some time off work to be at home with their kids but please pray for them all.

so it has been quite some time since my last active post. Im still broke as ever and im practically homeless. Justin (my once upon a time fiance) and I are no longer engaged... its been a bit of a rough patch for us. He was laid off his job and me only working as a server at a restaurant, i decided one early morning while watching deans beacon of hope commercial that I found a way for us to work together and make a fortune doing it... well, he ridiculed me sooo much along with everyone else... and wanted me to give it up. he eventually threatened to tear the pages out of the book and throw them out in the trash. one thing led to another... where we were living with my mom didnt work out and then I had no other place to live but a 20 foot fifth wheel trailer... its hard to get internet in one of those so i wasnt on the site for all that time. Justin and I still speak but he still doesnt have a job, I still work as a server, but i still have hope and faith in deans system and also all of you. congrats to everyone who has made deans teachings a reality and a life for you. I wish i could say the same for myself. I still hang tight to deans last book and i just bought his new one your town your profits and I plan to read that one just as much as i have this one. Its off to work for me now back at the good ol' olive garden. oh btw, those of you who might be wondering bout the steakhouse job.... that manager was a self loathing chauvinistic pig. so it didnt work out there. im still as broke as ever working at the OG. I now have $25.96 in my bank acct after buying deans new book just now...

I hope everyone else is doing better than i.

speaking of, could everyone please keep a friend of mine and her family in your prayers. A friend of mine from work just got news two days ago that her husband (who is in military overseas) his plane has gone missing. Not good news. She has taken some time off work to be at home with their kids but please pray for them all.

not sure if anyone had read my last post or not but my friend has heard from her husband. his plane had crashed. he has some injuries to include a concussion. he was shipped to a hospital in germany and is now in stable condition.

Tracy,
Think of yourself as a car in drive gear. You have no other gear only drive gear. You will always be moving foward. You will always be moving foward unless you hold your self back. Holding yourself back is harder and more work than letting yourself move foward.

Naysayers can not stop you of even slow you down. Only you can hold yourself back. If you listen to maysayers and let thier uneducated opinions affect you then you might be letting them talk you into holding yourself back. Only you can do it. Naysayers can only complain, nag, and cry. That can't and won't affect you unless you let it.

I would like to personally thank you for sharing your 'DRIVE' with us. Your drive like that very special first cup of coffee in the morning 'really get's me going".
I really like a comment of yours - "DG family. Without them, my future is the present." I so agree Tracy, and want a much much better future than what my current 'present' is and that really motivates me.

Good to hear your friend's husband will be ok. You and they are in my prayers.

Scott

You're so very right. I really am trying to get back in the swing of things. I am so anxious to get my copy of deans new book. I do have doubts about being a successful investor in this city. So this book should be great! Again, thank you for your post of concern, I truly appreciate it.

Take care and god bless.

I know, I know...

This is my lost time story... since my last post I have been up, down, back & forth and down again. I left Justin, ran off to San Antonio where I stayed with a very good childhood friend for a while. Then I tried one of my dreams as a photographer in Florida. Once I ran myself in the red BROKE I crawled back home to my mommy and cried for myself for a couple months. All the while from 2008 through all my moves and back to Texas I was still working as a server. My company was nice enough to transfer me from restaurant to restaurant. Once I was done with my depressing little pity party one thing led to another and somehow I found myself back together with Justin. We shared our apologies and he vowed to change forever. So far so good.

My mother moved to NM to help out family and Justin and I moved in with a relative of his for a few months and Justin got a job at an auto parts store.

I never lost sight of my other dream to be a Real Estate Millionaire so when I got word of Deans newest book I was on it! And it got me going all over again.

It turns out Justin's mother owns a house in our city and her tenets of about 7 years told her they would be moving out. With my knowledge of what I learned from deans books I called her up and asked her if Justin and I could move into her vacant house. I explained that we were in no financial shape to afford the cost of rent so I offered her this: Instead of your home sitting stale and vacant, why not let us move in, fix it up here and there and we'll pay the taxes in January.

Well this was back in April. But nonetheless she AGREED!! Oh my gosh! I couldn't believe it! So we moved in May 1st. And even BETTER she said that she would only charge us HALF of the taxes since we weren't here the full year. FINALLY! We caught a break. Whew!

Now we've been here for a little over 6 months. Its nothing glamorous but its a home! We have a front and back yard, a driveway with carport, three bedrooms, one bathroom , a kitchen and a living room. Most of all a roof over our heads.

The house is pretty old.. probably built in the fifties. The window frames need to be replaced, the AC is rusted out and needs replacing, the heater im reluctant to use until i get a carbon monoxide detector... there is a lot more work that needs fixin but we'll get to it...

HERES THE KICKER!! I became a little more gutsy and decided to ask her if we could buy the house from her. She AGREED and even went as far to say that she would sell it for what she bought it for 30 years ago.... $30,000!

I looked up the house on zillow and it estimated the house to be valued at $70,000.... Now I just dont know where to go from here. Help... PLEASE???

...Welcome back to the DG forum. Congratulations regarding the potential deal on the home you are considering purchasing. You may want to look into a FHA mortgage. They offer various programs including one that only requires 3.5% down. They also have a rehab and repair program under 203k. Attached below are some useful links for your reference:

FHA Lender Locator
http://www.hud.gov/ll/code/llslcrit.cfm

Rehab a Home w/HUD's 203(k)
http://www.hud.gov/offices/hsg/sfh/203k/203kabou.cfm

Mortgage Insurance for 203b loans
http://www.hud.gov/offices/hsg/sfh/ins/sfh203b.cfm

FHA Resource Center
http://www.hud.gov/offices/hsg/sfh/fharesourcectr.cfm

Good luck with this potential real estate deal. Keep searching until you find the right program at the right bank. Believe and Achieve! - Joe